• Find out how health care reform affects you. Understanding the Affordable Care Act

The Affordable Care Act, also known as “Obamacare,” requires most people to have health insurance as of January 1, 2014. The law could affect you in a variety of ways. Read on to find out what health care reform means for you.

For Kaiser Permanente members

We encourage you to keep getting the most out of the convenient care and healthy resources you rely on. We’ll continue to keep you informed about your options or anything that affects your coverage.

Overview of the law

On March 23, 2010, the Affordable Care Act (ACA) became federal law. It initiated the most significant changes in the U.S. health care system since Medicare was established in 1965.

As an integrated health care delivery system covering more than 9 million Americans, Kaiser Permanente expects that the new law will affect our organization and the members we serve in many different ways.

Some of those impacts include:

Availability of coverage — No one can be turned down for coverage because of a medical condition.

Expanded options for purchasing coverage — All U.S. citizens and those lawfully present in the U.S. can now get coverage through the new Health Insurance Marketplaces.

Choice and the information to make good choices — With Health Insurance Marketplaces and the requirement for easy-to-understand language in a Summary of Benefits and Coverage, Americans will have more information and more options to choose what is best for them.

Performance and improving the quality of care — Through incentive programs and payment method changes, care providers will be rewarded for their performance and efficiency, encouraging more providers to focus on quality improvement and innovation.